How to find out how much car costs? Variants of TC estimates for sale. Evaluate used cars with professionals

Before buying or selling your own car, you should familiarize yourself with the definition of market value. vehicle. Here everything is not so definitely, as when concluding real estate transactions. Car market Differs unpredictability, sharp price fluctuations. In addition, the rate of production of new models, increasing from year to year, has a significant impact on the demand for used machines.

Of course, the psychological factor is also of great importance. The seller always seeks to make the maximum profit, and the buyer at the same time is looking for the most optimal optionBased on the huge number of proposals and guided by the principle of "Best Quality for Minimum Money". So how to determine market value car taking into account the realities russian auto industry? We will analyze the most reliable and most risky methods.

The competent assessment of the market value guarantees the car owner the quick sale of the machine and getting exactly the one or approximate to it, the amount of money on which was originally expected. The optimal method is considered to be a comparison of options for homogeneous brands at the current time. At the same time, it is necessary to take into account all those having the importance of related factors, given that it is possible to determine as accurately as possible to determine the boundaries of the corridor of the value of the property. Then the average price is calculated from the obtained limits.

What should be taken into account when evaluating the machine:

• Model, brand, year of production and equipment equipment.
• Technical condition of all major nodes / parts (body, engine, gearbox, suspension, climate control, electrical system, etc.).
• Specificality and availability of additional nodes / parts (ABS, heated seats, airbags, power elevator, electric windows, central locking, hatches, etc.).
• Common appearance and the condition of the cabin.
• Mileage and operating conditions.
• Availability of all mandatory documentation.

After selecting information on homogeneous models, you need to compare these actual proposals. The current state of the market at the time of sale is a large influence - the number of potential sellers and buyers, the terms of payment, the place of transportation of the vehicle, etc. Remember that not all car owners seek to start the maximum profit on the transaction, on the contrary, many are in a hurry to sell the car quickly, in connection What are ready to give up and quickly complete bureaucratic procedures. Evaluate the transport is most reliable using an independent examination, but we will also tell about the most risky methods.

What methods relate to unreliable

The least accurate, and therefore, the most risky assessment methods are applied by specialists of credit companies. Banks and various financial organizations are unprofitable to estimate the property expensive, therefore the price is usually underestimated (at least 10-15% and higher) from the real one. Also not distinguished by the reliability of online Internet resource calculators. To get the price approximate to the actual cost, you need to take into account related factors, and it is not always possible to do it online.

Conclusion - calculate the market value of the car is the easiest way independently by resorting to available information at current prices. Or you can contact various organizations, such as: official salons (dealers) cars, insurance companies or credit institutions. But at the same time, it should be remembered that each participant seeks to gain its benefit and deliberately underestimates the cost.

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When evaluating an assessment facility, an appraiser specialist should apply three approaches: profitable, comparative, cost. In this article, consider the methodology automotive assessments as part of the cost approach.

The assessment of the car is reduced to the determination of the car value of the car. The cost of the car will be determined by the formula:

Zp. (car value of the car in cost approach) \u003d S. (car replacement cost) × (1 - and (actual car wear) /100)

It is worth noting, What is the cost of an assessment object Zp.relevant if no improvements were carried out (repairs, replacement of components and aggregates) during the entire operation of the vehicle.

"Regulatory documentation regulating technical exploitation Vehicles are provided for the replacement of basic nodes and aggregates (update), when they reach the limit state, as well as re-equipment or establishing additional equipment. These events lead to an increase in the market value of the vehicle, with the exception of the cost of the vehicle to the vehicle with basic nodes and aggregates, which reduce the market value of the vehicle determined by the cost approach. "*

Aggregates included in basic complete setestablished instead of similar aggregates should be taken into account and remaining wear according to the current runway. If the odometer is faulty, then the car's mileage is taken according to the standards of average annual cars.

Evaluation Object: VAZ 21093

Year of release: 2003

Mileage: 80,000 km

Full price cost: 200,000 thousand rubles.

• Determine the actual wear of the car:

Formula for calculating wear for domestic car: Ω \u003d 0.07 0TF + 0.0035 0lf, where

LF - Mileage, thousand km

TF - car age, years

Data taken in accordance with Table 1 (see below)

Ω \u003d 0.0709 + 0.00350 (80 000/1 000) \u003d 0.91 \u003d 91%

• We define the market value in the cost approach:

ZP \u003d C × (1 - and / 100) \u003d 200,000 × (1-91 / 100) \u003d 18,000 thousand rubles.

Important: A certain market value of the car corresponds to the cost, if you do not carry out any improvements (repairs, replacement of components and aggregates) during the entire life of the vehicle.

Table 1. *

Note: This material is familiarized and presented as an option of assessing the car in the cost approach. This material can be used at its discretion. But the site administration is not responsible for the use of all or part of the material in official documents.

Let us estimate your car for any purpose.

* Data partially taken from the book Andrianov Yu.V "Expertise of vehicles at the OSAGO" Moscow 2008

P.S. Also, with the help of non-cunning manipulations, you can compare the dependences of the wear function offered in the book of Andrianova Yu.V "Expertise of vehicles at the CTP", for manufacturers different countries. So least "wear out" cars from Japan. Well, most of all, oddly enough, domestic cars.

Insurance cost - Cost of the car on the market at the time of insurance, the average value. There are 3 ways to determine it.

The first way. If the car is completely new, and purchased in the car dealership, then its value is only the one that appears in the contract of sale.

The second way. It is possible to determine the average value of its car at the current moment, by subtracting the depreciation amount for each year of operation. Calculation standards: 18% - for the first year of operation, 15% for the second year, 10-12% for each subsequent.

Example. New car It cost 1 million rubles - this is reflected in the contract of sale. We start from this amount to deduct depreciation for each year.

Respectively:
- For the second year, it will cost 1 million rubles. - 18% \u003d 820 thousand rubles;
- For the third year it will cost 820 thousand rubles. - 15% \u003d 697 thousand rubles;
- For the fourth year, it will cost 697 thousand rubles. - 12% \u003d 613,360 thousand rubles;
- In each subsequent year, you need to deduct from the amount of 10-12%.

The third method is the most popular. If the car is not new, then its value is determined by the AUTO.RU website. To do this, you first need to install your region and in the car search filter introduce brand, model, year of release, power and engine volume. Then, in the extradition of the specified parameters, you need to find 2 cars - the cheapest and most expensive, folded their cost and the resulting amount is divided into 2 - this will be the average value of your car.

If there were a crash, then before insuring the car on a hull, it first needs to be repaired, since the part or part of the car, originally had damage, - if there are damage to it, as a result of the insured event, will not be taken into account when calculating the insurance coverage. And the car already renovated is estimated in the methods described above.

If the accident was large, and the car was damaged, for example, by 50% of its cost, and then repaired, then it is worth reporting to the insurance company, since the cost of the car in this case is likely to be reduced to lower, and, accordingly, insurance Policy for the insured will cost cheaper.

The organization has a car that is used in operation. How to determine the market value of the car, if the residual is zero - read the article.

Question:The organization has a car on the off-balance sheet, which is used in activities. Residual (Balance) cost zero. How to calculate for how much you can sell this car.

Answer:By general rule You can sell property at any price agreed by the parties to the contract (if the parties of the contract are not interdependent persons).

If you need to determine the market price of the car, then you can apply to an independent appraiser.

In addition, using data on market prices for similar property, you can independently calculate the market value of the car.

Use the methods listed on the link www.1gl.ru/#/document/11/16959/.

Justification

How to determine the market price of goods (works, services)

According to the Civil Code of the Russian Federation, any transaction is considered compensated, unless otherwise follows from legislation or contract (clause 3 of Art. 423 of the Civil Code of the Russian Federation). The transaction is paid at a price established by the Agreement of the Parties (paragraph. 1 of Art. 424 of the Civil Code of the Russian Federation). From the standpoint of civil law, this price is recognized as a market. If the contract does not define the cost of the transaction, it is paid at a price, which is usually charged for similar products (works, services) under comparable circumstances (clause 3 of Article 424 of the Civil Code of the Russian Federation).

What is a market price

In tax legislation, the definition of a market price depends on whether the transaction is controlled or not. If the transaction is committed between non-dependent persons, then the proceedable price (clause 1, Article 105.3, and paragraph 1 of Article 105.14 of the Tax Code of the Russian Federation) is recognized for market tax purposes. The correspondence of the prices applied in transactions, the market level is controlled by representatives of the tax service in the course of special checks. Conducting conventional checks, inspectors can also carry out such control if, when calculating a particular tax, a market price indicator is required.

The contract price applied in a controlled transaction is recognized as a market:

if it corresponds to the level of prices regulated by the state, or agreed from the FAS Russia (taking into account the features specified in the Tax Code of the Russian Federation);

if it corresponds to the price determined by an independent appraiser (in transactions, when performing evaluation required);

if it is established in accordance with the pricing agreement concluded with the Federal Tax Service Federal District;

if it is established in accordance with the special rules for determining prices for tax purposes stipulated by the individual chapters of part 2 of the Tax Code of the Russian Federation. For example, the price determined in accordance with the Tax Code of the Russian Federation (a letter of the Ministry of Finance of Russia of August 29, 2012 No. 03-03-06 / 1/436) is recognized to calculate the profit tax on the market price of securities.

if the transaction is concluded according to the results of stock trading.

Such an order follows from the provisions of paragraphs, 8-12 of Article 105.3 of the Tax Code of the Russian Federation.

Principle of comparison of income

To determine whether the contract price applied to the controlled transaction, the market level, must use information about comparable transactions whose parties are not interdependent. And then compare the data obtained.

As a general rule, comparing controlled and comparable transactions can be compared if they are committed in the same commercial or financial conditions (paragraph 2 of Art. 105.5 of the Tax Code of the Russian Federation). To determine the identity or proximity of such conditions, it is necessary to analyze (compare) a number of characteristics, which are presented in the table. At the same time, only public information can be used to analyze. Use of information that make up tax secrets, or information, access to which is expensive, is unacceptable. Such an order is provided for and paragraph 3 of Article 105.6 of the Tax Code of the Russian Federation.

To get the information you need to analyze, you can use:

information about the prices and quotations of Russian and foreign exchanges;

publications of customs statistics of foreign trade in Russia. In particular, such data is published on the official website of the FCS of Russia;

information about prices (price fluctuations) and stock prices, which are contained in the official sources of information of state authorities and local self-government (in particular, in the field of pricing and statistics, such as FAS Russia, Rosstat of Russia, etc.);

information about prices (prices of price fluctuations) and exchange quotes, which are contained in sources of information of foreign countries;

information about prices (prices of price fluctuations) and exchange quotes, which are contained in other published and / or public publications and information systems;

information and price agencies;

information about your own design transactions with non-independent persons.

If the organization does not find among these sources (will find insufficiently) the necessary information, then you can use the data of the accounting and statistical reporting of other organizations. These data can be obtained from the following sources:

publicly available Russian and foreign printed publications;

publicly available information systems;

official Internet sites of Russian and foreign organizations.

Such an order is provided for by the provisions of paragraphs and Article 105.6 of the Tax Code of the Russian Federation.

After the organization chose the data necessary to compare the transaction (or, on the contrary, was made in their absence (insufficiency)), identify the market price by one of the following methods:

The organization has the right to apply any of these methods (both separately and aligning several methods). It should be borne in mind that in addition to the acquisition of goods to be resaled, the most priority is the method of comparable market prices. However, the use of this method is possible when the organization has all the necessary information. If there is no such information or not enough, the remaining methods for determining the market price can be used. For this purpose, it is necessary to choose exactly the method (those methods), which more objectively characterizes compliance with the contractual price level. In addition, the remaining methods can also be used when the market price of a group of homogeneous transactions between paragraph 9 of Art is determined. 105.7 of the Tax Code of the Russian Federation).

Alexander Sorokin answers,

deputy Head of the Department of Operational Control of the Federal Tax Service of Russia

"CCP must be applied only in cases where the seller provides the buyer, including its employees, a deferment or installments on the payment of their goods, works, services. It is these cases that, in the opinion of the FTS, belong to the provision and repayment of the loan to pay for goods, works, services. If the organization issues a cash loan, receives a return of such a loan or he also receives and returns a loan, the cashier does not apply. When it is necessary to punch a check, see

All articles

How many prices like little quality offers! Then the overestimated cost for the domestic ten-year-old "Zhiguli", then, on the contrary: the young and frisky "Bavarian" is given to the gift. Compare prices as follows from a car on the sites of several auto centerrs. The difference between the same machines with similar grades will reach as much as up to 40%! In order not to get confused in hundreds of unjustified proposals, you will have to independently understand and correctly calculate the cost of the used car being purchased.

Determine the real price of the car with mileage can be three ways:

• independently;
• resort to help professionals;
• with the help of online calculators.

Rate the car with mileage yourself

Neither of independent ways Correctly appreciate the used car does not indicate the cost of the machine, taking into account the configuration, additional equipment and damage. But these ways are free.

Visit car dealers

Visit the nearest dealershipin which you can buy an iron horse using trade-in systems. Fuck the buyer of a new car from the salon, talk to the manager and tell me that I would like to pass your car "in the offset". As a "his" car, name what has already looked at online ads. The manager will calculate the market value of the car and will suggest bringing it to the diagnosis. Caller politely, referring to the desire to think.

By the amount called the manager, boldly add about 20%. Such will be the cost of your chosen car with mileage. The method reminds the work of a detective: to find yourself, to visit, assure a buyer, find out the details. In order to find out the market value used by the car, you will have to spend a lot of time.

Pluses of the method:

• You can discuss with the manager of the configuration of the selected car and additional equipment (not all methods allow it).
• Confidence that no one will deceive, because the information you mined themselves.

Minus hike into a car dealership to determine the market value of the machine - the waste of energy and time: first, - to remember the details of the used used car, and then, - to play the role of the buyer and the owner.

Contact bank or pawnshop

If in any bank or pawlumbard you will say that you want to leave your "swallow" (the one that looked at shopping), the staff will joyfully calculate its cost.

The pros and cons of this method are the same as visiting the car dealership under the guise of the buyer.

Become autoexpert

Perhaps this way to calculate the cost of the car with mileage even more energy and time than the previous one. In order to correctly appreciate the cost of the car, you will have to explore the literature, ride a dozen different cars, visit quite a few exhibitions, press conferences and presentations. Months or years or years (depends on your trainee) an understanding will come, how much does each brand cost in all the equipment, how much advancement is estimated and how many thousands can be "reset" for each scratch and breakdown.

You will suit this method if you:

• love to read, understand brands and models, releases, motors and engines, you can visit closed events and have a large number of time;
• do not hurry with the purchase of used cars, because you have to spend not one day to study the entire material.

This method is not suitable if you:

• want to buy a car at least until the end of this year;
• not a car blogger or journalist.

Perhaps it is worth saving forces and resort to more simple ways Estimates, but, alas, paid.

Evaluate used cars with professionals

As we have already found out to calculate the cost of a car with mileage, you need to know about the specific model. All: from what options the manufacturer provided a car, and which of them are advanced, up to frequently found "diseases" of models and brands. Special companies professionally engaged in the assessment of used cars, know how to determine the use of used cars and its technical condition.

An assessment of the auto expert takes several hours and is held in two stages:

• online inspection of the selected used car and collecting data on the configuration from Internet sources;
• departure with you to the car and its inspection.

It is worth the work of independent experts from 2000 to 4000 rubles, depending on the region and model (the less often the car, the harder it is to determine its value).

Pluses of the method:

• Work for you will be done by a specialist, you will only have to make a choice.
• You do not spend time to evaluate the car with mileage yourself.

Minus method - the work of the expert must be paid, and if you have chosen not one used car for inspection, you will have to pay for each.

An online assessment is carried out on the basis of just a few parameters of the car, which, as a rule, are indicated in the ad: brand, model, mileage, years of release, gearbox. Calculation of the cost of used cars on online calculators does not take into account all the nuances of prices, but gives only an approximate idea of \u200b\u200bthe market price without taking into account the configuration and condition of the machine.

Pluses of the method:

• the assessment takes less than a minute;
• is free.

Minus method - online calculators do not know how to determine the real price taking into account the equipment, equipment and damage

As you can see ways to find out the cost of a car with a lot of mileage. It remains only to choose the right time depending on the presence of free time and well-being. We wish good shopping!