An example of calculating the restorative cost of the car KAMAZ. Determination of the cost of the car in the framework of the cost approach. Determination of the value of materials and spare parts

• In September 2014, the Central Bank approved a new unified methodology for calculations to determine the cost of the restoration repair of the car, if the damage to the accident arose. This technique is a single method for calculating damage for the whole of Russia. And from December 2014, the new technique has already started to be applied by autoexperts. What changed when calculating the damage from the accident?

The cost of repairing a damaged car after an accident

All car enthusiasts, more or less, have an idea of \u200b\u200bhow the insurance company is reimbursed by the cost of repairing a car damaged by the accident, under the CTP agreement. In accordance with the legislation in force until recently, the cost of repairing a damaged vehicle was calculated on the basis of the average for the price of work and spare parts. However, this rule was their exceptions.

For example, if the vehicle was under warranty. In this case, it was enough to submit to an independent expert confirmation that there is a guarantee for a car (for example, a warranty note with marks about passing maintenance, warranty card, etc.), and then the cost of repair was calculated on the basis of prices official dealer. Further, in such cases insurance Company Or voluntarily paid the amount defined by an independent expert, or by the court decision, this amount was charged.

Car repair costs

Another exception was actually the cost of car repairs. It was more interesting here. It happens that, although the warranty on the car has already ended, but the owner wants to repair the car only from the official dealer. It is no secret that there prices there are most often above average in the region. However, the owner - Barin, wanted - repaired. In such cases, the question of recovery of damage from the insurance company.

This practice has completely developed since the beginning of 2016. Thus, if the cost of regenerative repair is damaged as a result Car accidentdetermined by a single technique is more than 400,000 rubles, then 400,000 rubles. The victim will present an insurance company, and all that over to culprit accident.

If the culprit of the accident was not the OSAGO policy at the time of the accident, then, accordingly, it will threaten the payment of the cost of restorative repair of a damaged vehicle, determined by a single technique, taking into account wear.

If the vehicle affected as a result of an accident is under warranty, then the damage can be determined at the prices of the official dealer, but such a requirement the court may not satisfy, because, as mentioned above, most of Ships believe that the damage must be determined only by a single technique.

Is it enough to calculate the official dealer to recover damage?

If the damage is recovered from the insurance company, the cost of restorative repair damaged as a result of a car accident is determined only in accordance with a single methodology for determining the amount of costs for recovery repairs against damaged vehicle, approved by the Central Bank of the Russian Federation on September 19, 2014 No. 432-P (see). Calculation of the official dealer when collecting damage from an insurance company will not be adopted by the court.

If the damage is recovered from the culprit of an accident, that is, from an individual, the cost of regenerative repair is determined taking into account the wear, which can calculate only a certified expert technician, the dealer cannot compile such a calculation.

In addition, documentary confirmation is necessary (the service book with marks about the passage, information on the timing of the warranty), that the car is under warranty, and the calculation is precisely why it is made at the prices of the official dealer. Therefore, one calculation of the official dealer for the recovery of damage is not enough.

Rules for determining the nature of replacement repair on CTP

Insurance and independent experts, when calculating the damage at an accident, are obliged to use the technique. To determine the cost of repair, the regions of Russia were divided into 13 separate zones, each of which is their prices for spare parts, normochas of work and consumables. Prices for replaceable spare parts, price of norms and cost supplies Defined according to information on the average cost of spare parts of the vehicle, the value of the norms of work and consumables that are on the Rs website .

You can try to approximately calculate themselves, using the information from the above site, however, for this you need to know the factory number of recalculation, how much time to go on one or another car repair work, an approximate amount of consumable material. Therefore, the accurate calculation of the cost of restoration repair can only be performed by an expert.

The vehicle wear according to the technique cannot exceed 50%. Obviously, such an option is more profitable for calculating damage for long-lived machine owners. After all, earlier, if the car admits the 1998 release, then the wear on it could consume and 80%, and 90%, and now - not more than 50%.

The technique sets two formulas for calculating wear: one for car, the other for tires. For components (parts, nodes), with the malfunction of which in accordance with traffic rules of the Russian Federation, the vehicle movement is prohibited, as well as for the drop-down elements of airbags and retaining devices (safety belts), according to the procedure, the zero wear value is established, so that their cost must be completely paid by the insurance company. A list of such components (parts, nodes) has about 100 positions, they can be viewed in Appendix 6 to a single technique.

Under the annual remnants it is understood as the cost of those surpluses that were not damaged in an accident and which can be sold. Either the cost of the car at the price of scrap metal, if there is practically no whole link or car burned, for example. The cost of suitable residues is always determined by the expert, it is calculated in a special way. At the same time, if earlier the legislation allowed that the victim refuses the affordable remnants of the damaged car in favor of the insurance company, and then the insurance is obliged to pay him complete value Car at the date of the accident, now it is impossible.

The cost of the suitable remnants of the damaged vehicle is always calculated, and this amount is deducted from the final amount of insurance payments. However, insurance companies often overestimate the cost of suitable residues (to pay less), and therefore makes sense to refer to experts to verify the calculation of the insurance company.

If the victim has doubts that the insurance company paid the full cost of restorative repair, then you should contact an independent expert to check the calculation. The crisis has also affected the insurance companies, so the amount of damage began to undertake even those who did not do this before.

What is the total cost of repair?

In case of damage to the property of the victim (most often, the car is damaged) the cost of repair is determined in the amount of expenses required to bring property (vehicle) to the state in which it was located until the accident. Such expenses include the costs of materials and spare parts necessary for restoration repair, costs of paying for work related to such repairs.

The amount of costs for spare parts is determined taking into account the wear of components to be replaced during the repair. In this case, the wear can not exceed 50% of the cost of components.

The cost of expenses is also defined in the manner prescribed by the Bank of Russia, namely, according to the approved Central Bank of the Russian Federation, a single technique. To determine the cost of repair, the regions of Russia were divided into 13 separate zones, each of which is its prices for surpluses, normochas and consumables. Prices for replaceable spare parts, the price of the norms of work and the cost of consumables are determined according to information on the average cost of spare parts of the vehicle, the value of the normochas and consumables, which are located on the RS website ).

The cost of repair is total and the amount of insurance payments on the OSAGO differ slightly among themselves. The cost of repairs total implies the cost of the restoration repair of the car, taking into account the wear on the replaceable surgery, nodes, components.

The size of the insurance payment on the OSAA may be except the cost of the restoration repair of the car, taking into account the wear on the replaceable surgery, nodes, components, include also the loss of commodity value (TCC).

Than more expensive car And what he is newer, the greater will be the amount of TTS. There are several techniques for which experts produce its calculation. One of the main techniques was developed by the Ministry of Justice Russian Federation. It is considered uniform for experts dealing with the calculation of the CTS in 2016, and it is precisely her judicial experts.

TCB is subject to compensation if the following effects on the car were carried out: the replacement of parts; There is a disruption of protective coatings; repair of block skewers; replacement of body parts; Full disassembly of the cabin, which worsens the quality of the factory assembly; Replacing the vendors of the car.

The loss of commodity costs can be calculated in the case when at the time of the accident, the amount of operational wear of the vehicle does not exceed 35%, or the service life does not exceed 5 years. The start of operation is not subject to not since the real start of operation, but from the moment the car is released. This date is indicated in the TCP of the car.

Thus, although the value of the TCB does not relate to the cost of restoration repair, but its payment by law on the CTP in favor of the owner of the damaged car is also provided. Insurance companies rarely pay the value of the TCs voluntarily. Therefore, if your car is new (up to 5 years for foreign cars), and mileage no more than 200,000 km, it makes sense to refer to an independent expert for calculating the TCB. Then take the calculation itself, the receipt of its payment and send it all into the insurance company. Most likely, after that, insurance will pay you the value of the TCB.

The procedure for calculating damage at an accident

The procedure for calculating damage at an accident may differ depending on whether there is an insurance policy of an accident, or not. At the same time, absolutely no difference is caused by the harm to property organization, or the property of an individual.

• If the culprit of the accident is the policy of OSAGO, then everything is simple enough and definitely.

  For all accidents, which occurred after October 17, 2014, the Damage on the CPME is determined only in accordance with a single methodology for determining the amount of costs for recovery repairs against a damaged vehicle approved by the Central Bank of the Russian Federation on September 19, 2014 No. 432-P (see) .

  In case of damage to the property of the victim (most often, vehicle), the cost of repair is determined in the amount of expenses necessary to bring property (vehicle) to the state in which it was located until the accident. Such expenses include the costs of materials and spare parts necessary for restoration repair, costs of paying for work related to such repairs.

  Insurance and independent experts, when calculating the damage at an accident, are obliged to use the technique. To determine the cost of repair, the regions of Russia were divided into 13 separate zones, each of which is its prices for surpluses, normochas and consumables. Prices for replaceable spare parts, the price of the norms of work and the cost of consumables are determined according to the information about the average cost of spare parts of the vehicle, the value of the normochas and consumables, which are located on the Rs website .

  They can be tried to calculate themselves, using the information from the above site, however, for this you need to know the factory numbers of zaps, how much time goes on one or another car repair work, an approximate amount of consumable material. Therefore, the accurate calculation of the cost of restoration repair can only be performed by an expert.

  Information on prices for replaceable spare parts, the price of norms of work and the cost of consumables is updated on the Rs site once every six months. Since the prices of the surplus are highly dependent on the course of the dollar and the euro, then, taking into account the economic situation, they can differ much from the average market, for some region is stronger for some less.

  Vehicle wear according to the technique can not exceed 50%. Obviously, such an option is more profitable for calculating damage for long-lived machine owners. After all, earlier, if the car admits the 1998 release, then the wear on it could consume and 80%, and 90%, and now - not more than 50%.

  The technique sets two formulas for wear calculations: one for car, other for tires. For components (parts, nodes), with the malfunction of which in accordance with traffic rules of the Russian Federation, the vehicle movement is prohibited, as well as for the drop-down elements of airbags and retaining devices (safety belts), according to the procedure, the zero wear value is established, so that their cost must be completely paid by the insurance company. A list of such components (parts, nodes) has about 100 positions, they can be viewed in Appendix 6 to the technique.

  Additional coefficients that reduce the total amount of payment, also take into account the overall state of the car - the defects of the paintwork, the presence of rust, traces of repair produced with violation of technology, etc.

  There are cases in which the repair of a damaged vehicle is impossible either the cost of repairing a damaged car is equal to the cost of the car itself at the date of the accident of the accident or even exceeds its value (taking into account the wear, i.e. if at 2016 the car is already 4 years old, then the cost is taken Car with a similar release of 2012 release).

  Then the amount of payment from the insurance company on the OSAGO is determined as follows: the cost of the car affected by the accident minus the cost of the car's suitable remnants at the DATP date.

  Under the annual remnants it is understood as the cost of those surpluses that were not damaged in an accident and which can be sold. Either the cost of the car at the price of scrap metal, if there is practically no whole link or car burned, for example.

  The cost of suitable residues is always determined by the expert, it is calculated in a special way. At the same time, if earlier the legislation allowed that the victim refuses the affected remnants of the damaged car in favor of the insurance company, and then the insurance is obliged to pay him the full cost of the car at the date of the accident, now it is impossible.

  Now the value of the damaged car's suitable remnants is always calculated, and this amount is deducted from the final amount of insurance payment. However, insurance companies often overestimate the cost of suitable residues (to pay less), and therefore makes sense to refer to experts to verify the calculation of the insurance company.

  The technique has other flaws, for example, some damage to the car, like a skeleton of the body, can be revealed only on a special stand. And such equipment and special systems are far from all car service, not to mention experts.

  In this regard, the insurance payment in most cases is missing to repair the car with new components (nodes, details). Often the difference between compensation size and real repair costs exceeds 30%.

  This is mainly concerned by car foreign production of the price segment over 1.5 million rubles. In relation to domestic cars and inexpensive, payments are often enough to repair, using new surpluses.

  If the victim has doubts that the insurance company paid the full cost of restorative repair, then you should contact an independent expert to check the calculation. Now the amount of damage began to underestimate even those insurance companies who did not do this before.

  The amount of insurance payments on the OSAGO may, in addition to the cost of the restoration repair of the car, taking into account the wear on the replaceable surgery, nodes, components, include also the loss of commodity cost (TCB).

  TCB is a decrease in the price of a car associated with its repair after an accident. The car, never happened in an accident, will cost more than the same, but damaged and then restored. This is due to the fact that due to the replacement of individual parts or nodes of the car, its operational qualities deteriorates, paintwork is damaged, the restored parts also partially lose strength. As a result of an accident, a real decrease in the consumer (consumer) cost of the car is happening, and this is a real value that is subject to refund.

  The more expensive the car and what he is newer, the greater will be the amount of TTS. There are several methods for which experts produce calculation. One of the main techniques was developed by the Ministry of Justice of the Russian Federation. It is considered uniform for experts dealing with the calculation of the CTS in 2016, and it is precisely her judicial experts.

  TCB is subject to compensation if the following effects on the car were carried out: the replacement of parts; There is a disruption of protective coatings; repair of block skewers; replacement of body parts; Full disassembly of the cabin, which worsens the quality of the factory assembly; Replacing the vendors of the car. The loss of commodity costs can be calculated in the case when at the time of the accident, the amount of operational wear of the vehicle does not exceed 35%, or the service life does not exceed 5 years.

  The start of operation is not subject to not since the real start of operation, but from the moment the car is released. The release date is indicated in the car documents.

  Thus, although the value of the TCB does not relate to the cost of restoration repair, but its payment by law on the CTP in favor of the owner of the damaged car is also provided. Insurance companies are infrequently paid by the amount of TCs voluntarily.

  Therefore, if your car is new (up to 5 years for foreign cars), and mileage no more than 200,000 km, it makes sense to refer to an independent expert for calculating the TCB. Then take the calculation itself, the receipt of its payment and send it all into the insurance company. Most likely, after that, insurance will pay you the value of the TCB.

• If the culprit of an accident does not have an Osago policy, then it is more difficult.

  In the Sverdlovsk region, the courts believe that when determining the amount of damage to be paid by the injured by the insurer or injury causer, starting from October 17, 2014, the cost of repair is determined only in accordance with the Unified methodology for determining the amount of costs for recovery repairs against a damaged vehicle approved by the Central Bank of the Russian Federation September 19, 2014 No. 432-p.

  Such practice has completely subsided from the beginning of 2016. Thus, if the cost of the restoration repair of the car damaged as a result of a car accident, determined by the methodology, is more than 400,000 rubles, then 400,000 rubles. The victim will present an insurance company, and the rest to the perpetrator of an accident.

  If the culprit of the accident was not the Osago policy at the time of the accident, then, accordingly, it will threaten the payment of the cost of restorative repair damaged as a result of a car accident, determined by a single technique, taking into account wear.

  If the victim is warranty as a result of an accident, the damage can be determined at the prices of the official dealer, but such a requirement the court may not satisfy, because, as mentioned above, most of the courts believe that the damage is determined only by the Unified Methodology .

  And of course, upon presentation of requirements for the perpetrator of an accident, the owner of a damaged car can also rely on the payment of the amount of TCB.

Cost of repair work on CTP

Until recent changes in the law on CTP, it was possible to calculate the cost of repairs at average market prices, according to the car repair and at the cost of the official dealer, if the car is under warranty.

Since the beginning of 2016, the courts require only the calculation at prices that are provided for by the Unified Methodology and are listed on the RCA website, and nothing else. A different point of view in court will not be able to defend, they do not act even appeal to the fact that it is impossible to repair the car at prices that are calculated by the method. Therefore, it makes no sense to calculate the amount of damage to the OSAGO otherwise, rather than by the method.

Calculation of the cost of repair at CASCO: average prices, judicial practice

As of the beginning of 2016, the situation is as follows. As a rule, when concluding a CASCO agreement against a car, such an option is selected for the payment of insurance compensation as repairs on the STA (car service) on the choice of insurer or repair at the cost of the policyholder. That is, while paying money to the account of the insured is not produced, all calculations pass between the insurance company and Stara.

However, there are situations where the insurance company unreasonably delays the repair of the damaged car in favor of Stara, it does not carelessly coordinate the repair of some details and refuses to pay it, etc. In this case, the insured has the right to assess the amount of damage caused by ordering an independent examination, to offer an insurance company to pay for independent examination, and if the insurance company refuses to pay, then apply to the court.

How should the damage be calculated? According to OSAGO, everything is simple - there is a single technique, according to it and you need to calculate the cost of repair. Casco law did not establish specific rules for calculating the cost of repair. The CASCO rules may have a reservation that if the amount of payment is calculated by money, then calculated at the average prices in the region.

In this case, if the calculation at the average prices is brought by an insurance company for payment, then the Court implies from the insurance company to pay for the cost of repairs precisely at the average prices in the region. But payment will be charged with money, only if before that, in the organization of repair, the insurance company somehow violated the rights of the insured.

Also, the cost of the CASCO repair can be calculated and at the prices of the official dealer, if the car is warranty and this is confirmed by the documents (service book, etc.), and also on the actually incurred car repair costs. But, as in the previous case, payment will be charged only if before that the insurance company has somehow violated the Insured Rights.

If a person simply decided not to repair a car in the Casco Polish, but to get paid money, then, most likely, the court will refuse such a lawsuit. Here judicial practice comes from the fact that if the CASCO policy provides for the payment of insurance compensation by organizing and paying repair, then the victim and should be paid by organizing and paying repair, and if he wanted to pay money, it should be written in his policy CASCO - payment of insurance indemnity by paying money.

Since each person chooses himself, what kind of contract CASCO to conclude him, then at the conclusion, he chooses that he needs to repair a damaged car or payment of money. After the conclusion of the CASCO agreement, he can no longer do such a choice.

Also, if it is established that the victim, whose CASCO policy provides for the payment of insurance compensation by organizing and paying repair at Stara, did not appeal to the insurance company, the repair did not ask him, but immediately made an independent examination and appealed to the insurance company Pay him money on this expertise, then the court will refuse him in such a lawsuit.

Is the cost of wreaths in the detriment of the accident?

As a result of an accident, harm may be caused not only to the property of the affected (damage to the car), but also his health. In the worst case, the victim dies as a result of an accident. The right to pay from the insurance company on OSAGO has only those who are not a culprit of an accident, that is, the victims. IMPORTANT: The victim could also be also a passenger in the car culprit of an accident. All the same, he suffered precisely from the fact that the culprit made an accident, and therefore such a passenger will also be affected.

What can count relatives or other persons who organized the funeral of the victim, who died as a result of an accident?

According to the law on the CTP, the amount of insurance payments for causing the harm of the life of the victim is a maximum of 475 thousand rubles (if the victim died in an accident) to persons with the right in accordance with the Civil law for compensation for harm in the event of the death of the breadwinner, in the absence of such persons - spouse, Parents, the victims of the victim, citizens whose victim was dependent, if he had no independent income, and not more than 25 thousand rubles at the expense of reimbursement for burial expenses to persons suffering such expenses.

Those. If the injured person buried an extraneous man, he has the right only to a maximum of 25,000 rubles compensation for burial costs, and if a close relative did, he is relying both compensation for burial costs and payments for causing harm to life - 475,000 rubles .

Persons who have suffered the necessary expenses for the burial of the deceased, upon presentation of the claim for damages, represent a copy of death certificates and documents confirming the costs of burial.

The Law of the Russian Federation "On the burial and funeral business" determines the burial as certain ritual actions on the burial of the deceased in accordance with the traditions and customs of the country.

In the Russian Federation, ritual actions with a worthy funeral imply under themselves: the acquisition of a coffin, transportation of a coffin to the place of funeral, transporting persons who want to participate in the burial, digging graves, installation of tombstones, table, benches and fences, buying and laying wreaths on the grave, remembered dinner.

As a rule, the Insurance Company does not refuse to pay for the burial costs, but the value of these expenses almost always exceeds 25,000 rubles, and then the amount of the costs of burial over these 25,000 rubles. Cancel from the culprit of an accident.

Thus, the costs of acquiring wreaths must be reimbursed by the insurance company, if the total amount of burial costs amounted to no more than 25,000 rubles, and if more, the culprit of the accident.

Precedent is actively involved on this issue, every day makes every effort to receive by car owners of all funds necessary for the repair of their cars.

5.4. Methods for estimating the cost of vehicles.

Professional appraisers in their practical work to determine the value of movable property are guided by the "us" developed by the State Scientific Center together with the federal center of the forensic examination and coordinated with the Ministry of Justice and the State Customs Committee of the Russian Federation document No. RD 37.009. 015 - 98 "Methodical guide to determine the cost of vehicles, taking into account the natural wear and technical condition at the time of presentation." Taking into account the requirements of the law "On appraisal activities in the Russian Federation" in 1999, and then in 2000. In the method of calculating the cost of passenger and trucks, trailers to them, buses, motorcycles of domestic and foreign production made some changes in technical nature that contribute to more objective determination of the value of the assessment object. The results of calculations based on these guidelines make it possible to determine with a sufficient degree of accuracy the residual value of the estimated objects, which is used in determining the sale price or rental, starting price for auction, privatization or transfer to trust management, mortgage and resolution of property disputes , accrual of taxable base and other production situations.

The vehicle value estimation procedure includes the following operations.

1. Drawing up a contract for the determination of the cost of the vehicle.it an important stage Works providing for acquaintance with the customer, identifying its powers to order evaluation work, preliminary tactful clarification, possibly hidden defects and damage to the assessment object. After notifying the Customer on the existing market prices on this kind of work and obtaining the consent of their conduct on the submitted object, a corresponding agreement is consistent, in which the subject of the contract, the obligations, rights and responsibilities of the parties are recorded, the cost of services and the date of determining the value of the assessment facility.

2. Inspection of the vehicle.

This phase of evaluation services includes several operations. First of all, the appraiser fixes: first, information about the owner of the vehicle or its trusted representative (human passport data or the details of a legal entity); secondly, the presence of a technical passport (certificate of registration) and the main parameters of the technical means; Thirdly, the content of the document of the internal affairs body, in which damage to the estimated object, detected during its inspection at the scene. The appraiser then proceeds to the direct inspection and determination of the technical condition and completeness of movable property. The inspection certificate is not a mandatory document, but significantly simplifies the process of drawing up the report, as well as its study by interested parties, which in turn, avoids a large number of unnecessary issues, and consequently, increases the degree of confidence in its compiler.

3. Identification of the data of the technical passport of the vehicle.Passport details of the submitted technical means are characterized by an estimate object for such indicators as the year of manufacture, the number of the body and the engine, mileage, and another parameter. For most technical means, the year of release is established by the body number, since in connection with the introduction of the VIN - the numbers of the international identification number of the technical tool, according to ISO-8 standards, use a single international road transport numbering system.vin - the number is a combination of 17 digits and letters consisting of three parts and individual for each car.

The first part of the room, consists of three characters, means international manufacturer codes: geographical area, country, factory - manufacturer. The second part consists of six characters and denotes a vehicle model. The third part consists of eight signs: the first - Latin letter, denoting the year of release, and the rest is the sequence number of the body.

Thus, knowing how to decipher the body number, the appraiser can reliably establish the features of the vehicle, and sometimes the legality of its origin and the authenticity of the document. The engine number contains information about the model, the working volume and the sequence number of this unit. An important pricing factor in determining the residual value of the vehicle is the indicator of its run.

To establish the reality of the mileage, the appraiser must ensure the purpose of a semideometer for the speedometer and the absence of traces of autopsy. Reliable information about the run is usually contained in service books Vehicle and computer databases of service stations of maintenance.

A fairly accurate indicator in dubious situations can serve as the condition of the cabin, body, engine, worniness brake discs and drums, other parts of the assessment object. With the same thoroughness, the appraiser checks the presence and technical condition of the car units available for inspection.

At the end of the external inspection and execution of the relevant entries, the appraiser, if possible, starts the engine of the vehicle and checks its operation on the entire rotational frequency range crankshaft, as well as the work of other nodes, systems and control devices. Engine operation is checked in order to identify foreign noise (knocks), excessiveness through exhaust pipe and hole for the oil bay.

4. Conducting settlement operations to determine the cost of the vehicle.The most time-consuming step of fulfilling the cost of the value of movable property is to carry out settlement operations. In accordance with the generally accepted methodology for estimating the cost of the vehicle, all calculations are made in the following sequence.

4.1. Retail prices (CP), installed by the manufacturer on vehicles, which are similar to the object with the facility, are specified at the rating date. Information base for these purposes can be the prices of regional dealers; regularly published collections of the State Scientific Center of the Russian Federation "We"; Data data and Schwacke directory data systems that are often updated their database and contain almost any necessary information on prices for vehicles, spare parts for them, maintenance and repair standards. Certificate account, check or other document issued by a trading organization implementing used vehicles, as well as issued when purchasing a vehicle at auction, stock trading, etc., cannot be used as an initial price when determining the residual value object.

4.2. It is specified by the retail price of the vehicle filed to the assessment, taking into account its completeness. For example, with non-standard completeness of the assessment object, its price decreases (or increases) to the value of the value of the absent (or additional) element and the cost of installing it. Depending on which the sign (+) or (-) is set in formula (5.42):

- price retail, taking into account the equipment of the vehicle, rub.,

Price retail vehicle standard equipment, rub.

The price of component elements and the cost of work on their installation on the vehicle, rub.

When appointing the initial price of the domestic vehicle, removed from production, you can use the coefficients of bringing prices basic models New vehicles recommended in a methodological manual No. RD 37.009.015-98.

To appoint initial prices in assessing a foreign vehicle, filmed from production, or the absence of reliable information about its retail price, you can use the prices or this object in the last year of release, or the nearest technical parameters Analog.

4.3. The estimated percentage of depreciation filed to the assessment of the vehicle is determined.

The starting point for subsequent calculations of the residual value of the vehicle is the estimated percentage of wear (ITER), which is determined by the formula:

Exchange of wear on routine (in% per 1000 km. Mileage See in number RD 37.009.015-98),

Mileage is actual on the day of inspection (in thousand km., With an accuracy of one decimal sign) from the beginning of operation or after major repairs,

An indicator of aging by the temporary factor (in% per year), depending on the intensity of operation (see No. RD 37.009.015-98

The actual service life (in years, with an accuracy of one decimal sign) from the beginning of operation or after major repairs.

The percentage of wear (ITR) can be determined by the wear of individual aggregates and expensive components, if the vehicle submitted to the assessment during its operation was carried out and documented or actually confirmed their replacement. The confirmation of the improvements made may be entry in the serviceport, the paid order of the auto service enterprise, the labeling of the manufacturer's production date of the product, etc. The expensive components include aggregates and nodes, the cost of which exceeds 3% of the vehicle value.

The individual percentage of wear of replaced aggregates and component parts is calculated similar to the percentage of wear of the vehicle itself, only the indicator (DF) and (PF) corresponds to the time of their operation. For example, if the engine is made on a five-year-old car two years ago, the indicator (DF) will be opened for it to two years. At the same time, when identifying the fact of replacing the unit, which aggregates are used as a substitute - new or capitally renovated; Similar, standard or interchangeable from other models (modifications); More expensive or cheap. All this information will be required when adjusting the residual value of the estimated technical means.

Practice shows that when determining the wear of the capitally renovated and installed on the vehicle of the unit to the percentage of wear, obtained by the calculation, is additionally added 20% added, taking into account the decline in the resource of the unit after major repairs. The appraiser must be remembered what is meant by capital repairs. This repair includes the replacement of the base unit of the unit, for example, for the engine - replacing the cylinder block; For the body of a passenger car - its base; For a car (bus) as a whole - a casual replacement; For a truck - a frame replacement, etc .. When when evaluating a vehicle in appearance and performance characteristics In satisfactory condition, but reached the estimated percentage of wear 60% or more, the latter can be reduced to a level of 50%, but not lower (except for the replacement of the body assembly).

In this case, the appraiser should substantiate a decrease in the calculated percentage of wear by the presence of a document confirming the manufactured work.

4.4. The residual value of the vehicle submitted to the estimation of the vehicle is determined, taking into account the estimated percentage of its wear.

If the assessment facility did not identify the documented substitutions of individual aggregates and expensive parts, then its residual value (PPE), taking into account the settlement percentage of wear, is determined by the formula:

(5.45)

The estimated retail price of the vehicle, taking into account its completeness, (rub.),

The value of reducing the cost of the vehicle due to its natural wear, (rub.). The reduction value can be calculated by the formula:

(5.46)

Vehicle retail price

- Estimated percentage of vehicle wear (see Formula 5.44)

In determining the residual value of a capital-repaired vehicle, its calculated price, as already noted above, should be reduced by 20%.

If during the operation of the assessment object, it was replaced by individual units and expensive component parts, then their individual percentage of natural wear should be determined and take it into account when calculating the residual cost of the vehicle. In these cases, the formula should be used:

(5.47)

The residual cost of the vehicle, taking into account the settlement wear and replacement during the operation of individual units and expensive components, rubles, rub.

Costs (taking into account the cost of work) on the replacement of the i-th unit (product) produced during operation, rub.

Settlement wear of the vehicle, taking into account the completeness, rub.,

The percentage of wear of the i-th aggregate (product) replaced during operation,

The number of aggregates (products) replaced during operation, units,

In turn, the cost of replacing the i-th aggregate (product) can be determined by the formula:

The price of the i-th unit (component generation), replaced during operation, rub.,

The cost of work on the replacement of the i-th unit (component generation), rub.

There is another option for calculating the cost of the vehicle installed on the vehicle during the operation of aggregates and expensive component products. It can be carried out separately, but according to formulas (5.45 and 5.46), adding their residual value to the residual value of the vehicle itself, but in this case the cost of the vehicle should eliminate the cost of a separately calculated unit (product), that is, to determine the residual value as if a noncompliant vehicle.

4.5. The cost of operating defects of the estimated vehicle is determined.

When identifying defects in the exploitation of an assessment object caused by abnormal storage conditions, use, inadequate care and other factors, the residual cost of the vehicle is reduced by the value (in D.E.), approximate to the cost of eliminating the identified defects, including the intended replacements of units, nodes and parts , i.e

The cost of eliminating existing operating defects, rub.,

Costs to eliminate existing operating defects with refreshment coefficient, rub.

The approximity of calculations is justified by the fact that when determining the residual value of the vehicle in order to execute documents for inheritance, donation, etc. Defects are detected not to compile the costing and carrying out appropriate repair, but only for the most complete idea of \u200b\u200bthe technical condition of the vehicle and the reflection of this state in the amount of residual value. To the defects of operation appraisers, as a rule, include:

traces and consequences of corrosion;

fatigue cracks of body elements, frames and other parts;

chips (potholes), sweating (loss of gloss), bundle, cracking, stretching of non-metallic parts (materials), paint and other protective coatings, upholstery rupture;

pollution, gap (not by seam) upholstery, awning;

traces of richtovka, editing, fitting, repair welding body elements, frames;

irregularities, dents and other mechanical damage caused by violation of the rules of operation (and not consequence of a road accident);

weakening attachment of aggregates, vehicle nodes;

exactness of containers and systems, other explicit operational defects.

Some of the above-listed operation defects may be a consequence of not only inadequate maintenance, but in part and the consequence of natural aging (wear) used in the design of materials. Therefore, when determining the value of the reduction in the residual value of the vehicle and the availability of operating defects (VD.E.) from the amount of costs to eliminate operation defects, the appraiser deducts part of the costs, which, in his opinion, falls on natural wear. Consequently, the elimination of defects with natural wear can be determined by the formula:

(5.50)

Total cost of working to eliminate operating defects, rub.,

The total value of the materials necessary to eliminate the defects of operation, rubles,

The total cost of spare parts necessary to eliminate operating defects, rub.,

The coefficient of update, taking into account in the cost of eliminating defects, which is to eliminate the consequences of natural wear, rub.

If, according to the appraiser, some identified defects are fully dependent on the quality of the vehicle service, then the cash to eliminate these defects can only be determined by having aroused the cost of work, the prices of materials and the cost of the parts themselves and components themselves:

(5.51)

If the vehicle operating defects are detected, which can be eliminated only by replacing the part - pollution, fusion of coatings, etc. (These works, as a rule, are not provided for by the manufacturer), the appraiser using the collections of regulatory labor and technological processes, other information, takes as the basis of the calculation of the estimated labor intensity of the work and the corresponding value of the norm-hour or uses already normalized performed similar work, previously estimated earlier or for other types of vehicles. The current appraisal practice is such that when determining the cost of the vehicle, the update coefficient used in formula (5.50) is taken into account only for those objects, the overall level of wear of which is at least 40%.

4.6. Adjustment of the vehicle value is performed if the object is brought to an inspection in a non-reviantized state.

In case of inspection of a damaged vehicle in a non-reviantized state, the appraiser of the Davarian residual value (SD.E.) reduces the cost of recovery costs, taking into account possible updates (ZD.E.) and the value of the expected loss of commodity cost, which will occur as a result of recovery (DV) That is, it produces some adjustment of its residual value (Sav):

The amount of costs for eliminating specific emergency damage and the amount of compensation for damages may not coincide, since the existing guidelines (No. RD37.009.015-98) take into account the partial update of the used vehicle when replacing damaged parts to new ones. The imperfection of the repair technology is compensated by the amount obtained by calculating the magnitude of the loss of the commodity value that occurred due to the accident and subsequent repair effects. Depending on the objectives and objectives of the estimate of the cost of recovery, taking into account possible updates (ZD.E.) and the magnitude of the loss of commodity value (WOT) of the vehicle can be calculated separately as independent services.

4.7. The residual cost of the vehicle is adjusted if the object is presented for inspection after restoration work on the fact of the accident.

In such situations, the appraiser determines the residual cost of the vehicle using formulas (5.43-5.46), where the detected traces of repair effects are considered as operating defects. Sometimes in order of exception, upon request of interested organizations and in the presence of official documents that reveal the methods, types and cost of restoration work on a specific accident, the appraiser can attempt to determine the technical condition of the vehicle before the accident and calculate its davaric residual value using formulas 5.45 - 5.48 , with the subsequent correction of the result by formula (5.51). At the same time, it is necessary to prevent the customer about the possible inaccuracies of the calculation.

4.8. The magnitude of the loss of the commodity value (TCP) of the estimated vehicle is determined.

The TCP of the vehicle is defined, as a rule, in its damaged form (for example, after an accident and before recovery). This state can be characterized by a premature deterioration in the commodity type of the object of assessment, a decrease in the strength and durability of individual parts, nodes and aggregates due to frequent repairs, using repair workah used in use or repaired spare parts. The overall value of the cost of a vehicle due to the loss of the commodity is the appraiser determines by the formula:

The cost of repair of removable body elements,

The cost of repairing non-removable elements of the body forming the body frame or eliminate the suspension of the carrier parts of the vehicle,

The cost of complete or partial body painting (cabin, frame, cargo platform),

The cost of the body's replacement (cabin, frame) vehicle or their disassembly with a large volume of fittings and reinforcement work, causing a violation of the quality of the factory assembly.

The appraisers do not take into account the TCB, if vehicles for inspection day or had the amount of settlement wear more than 40%, or completely repainted earlier, or had corrosion destruction and damaged elements as a result of previous accidents or repairs.

TCP vehicle during repair removable body elements, cabins, frames, cargo platform, etc. It should be determined by the formula:

(5.54)

The coefficient of changes in the value of the TCB depending on the method or nature of the intended repair. (Some values \u200b\u200bof the coefficient K1 when repairing removable parts Without their removal from the vehicle are presented in Table. 5.17,

- Retail price i-th Details that are subject to repair, rub.,

- The coefficient of changes in the value of the TCC, depending on the degree of wear (the values \u200b\u200bof the K2 coefficient, see the application of the Methodical Recommendations No. RD 37.009.015-98)

The number of renovated removable elements (parts), units,

Table 5.17

Change ratio of the value of the CBC when repairing body elements

Used in each case the value of the coefficient K1, the appraiser determines independently, proceeding, first of the first, from the actual state of the estimated vehicle; secondly, the intended impact of the repair impact on the appearance and residual resource of repaired parts, compounds, decorative and protective coatings; third, external view The renovated object of evaluation as a whole. When determining the outer panels of the body, the value K1 is recommended to be used maximum. In the case of insignificant damage (up to 5% of the part area), the TCB on this part may not be determined. When repairing removable parts, including body, the maximum value of an additional TCB (WES) cannot exceed 70% of the retail price of these parts. In turn, when repairing removable parts of its body (cabin), the total value of the additional TC should not exceed the values \u200b\u200bobtained taking into account the Ni coefficient specified in Table. 5.18. The appraiser is entitled to charge the TCP on the newly damaged details of no more than 50% in the presence on parts that are not affected by the accident traces of previous accidents or repairs.

If it is necessary to determine the value of the additional TCP of the vehicle resulting from the repair of non-removable elements of the body forming its frame; Full or partial coloring or replacement of body (cabin, frame) or their disassembly with a large volume of fitter-reinforcement work appraiser, as a rule, uses the formula:

(5.55)

The value of the TCB is one of the 3 types of repair effects ,

The coefficient of changes in the value of the TCC, depending on the degree of wear,

The coefficient of reducing the commodity cost of the vehicle depending on the type of I-th repair effect, the maximum permissible values \u200b\u200bof this indicator for all types of vehicles are shown in Table. 5.18

- retail price of a new vehicle, taking into account the actual equipment, rub.

The value of the Ni coefficient used to calculate the additional TCC in the repair of non-removable elements forming the body frame (Decree) is determined in accordance with the regulatory complexity (TN) of the work established by the manufacturer, based on Ni \u003d 0.0007 x Tn. The calculation is carried out according to Table. 5.18, taking into account the limitations σ ni ≤ 0.15. Calculation of the removal of the carrier parts of the body The appraiser determines using the values \u200b\u200bof N Mach recorded in Table 5.18.

Table 5.18.

The coefficient of reducing the commodity cost of the vehicle depending on the type of repair impact (reference data).

The total coefficient used to calculate the additional TCC when performing the repair (replacement) of non-removable elements forming the body frame, and when eliminating the skew of the carrier parts of the body should be equal to

Appropriate for a certain type of body skew (value from table 5.15).

According to the requirements of the Methodological Recommendations No. RD 37.009.015-98 in cases where there are signs of previous emergency damage to non-removable framework elements of the vehicle, the value of an additional TCB when performing work to repair or replacement may decrease by 50%.

The value of the Ni coefficient used in the calculation of the additional TCC is used when performing work on the replacement of the body, a cabin or frame, or their disassembly with a large volume of fittings - reinforcement works (ukuz), is determined in accordance with the regulatory complexity (TN) of the work established by the factory manufacturer, at the rate of Ni \u003d 0.00025 x TN

The value of the NI coefficient used to calculate the additional TCC when performing work on the full or partial color of the vehicle (WAKR) is determined in accordance with the regulatory complexity (TN) of the work established by the manufacturer, at the rate of Ni \u003d 0.001 x TN. The amount of additional TCC is not determined when performing work on the color, if the body, cabin or frame of vehicles was repainted from the outside in the emergency damage zone; 50% decreases the value of an additional TCB, if on non-affected by the specific accident, the parts of the body, cabins, the platforms are visible traces of previous accidents (TCB on the difference in this case is not determined)

The value of the NI coefficient used to calculate the size of an additional TCB in the performance of work, causing a violation of the quality of the factory assembly of the vehicle and the difference during partial color, are constant. To account for these factors, additional reduction in commodity cost is necessary to the calculated value of the Ni coefficient obtained to take into account the influence of basic repair work, add the corresponding value adopted in Table 5.18.

5. Drawing up a report on the assessment of the cost of the vehicle.

For each fulfilled service, a set of documents, the form and content of which should meet the requirements of the law "On Assessment Activities", Methodological Guidelines No. RD 37.009.015 - 98 and the Treaty on the valuation of the vehicle concluded with the customer of the service.

In general, the Customer is issued an act of inspection of a vehicle and a report containing the conclusion about the value of the object at the time of presentation. The remaining documents (conclusion on the cost of restoration of the damaged vehicle or the calculation of repair work, the conclusion of an additional TCC and others) are compiled and issued to the Customer depending on the purpose of assessment. Documents on the results of the value estimation, unless otherwise specified, should be prepared and issued to the Customer no later than ten days after the vehicle inspection.

In accordance with the requirements of RD 37.009.015-98, documents must be issued on the application forms that fulfilled the order where its legal address and information about the license issued to implement evaluation activities is indicated, although in this part the law "On appraisal activities" does not oblige To comply with this form, but in any case, they must be signed by the Contractor or the head of the expert organization and is certified. Copies of issued documents and materials of related calculations are stored in an expert organization for three years and may be issued on the official request of organizations that have permissions or according to the customer's application.

Among the basic requirements for the preparation of the report on the results of an assessment of the value of the vehicle, which makes the law "On Evaluation Activities" should be allocated as follows.

The report should not allow an ambiguous interpretation or mislead the customer about the cost of the vehicle evaluation.

The report must necessarily indicate the basis for evaluating work, the date of assessing any type of object value, as well as the standards, objectives and objectives used; There are other information that are necessary for the complete and unambiguous interpretation of the results of the estimated value.

The report should be given a description of the assessment object, with respect to the object belonging to the legal entity - the details and the book value of the object.

The report may also contain other information that are, according to the appraiser, essentially important for the completeness of the reflection of the method of calculating the value of a particular vehicle applied by it.

The considered methods of assessing the cost of vehicles and the practice of their application in various situations makes it possible to make some generalizing conclusions about the specific features of the evaluation work in this area.

First of all, when estimating the cost of vehicles, unlike the estimation of the value of other fixed assets, is used, as a rule, one approach is market, due to the fact that:

cost approach When estimating the cost of the vehicle, the cost of the cost of its manufacture as a basic settlement value. Since vehicles are serial or large-scale production facilities and the cost of their manufacture does not reflect the individual nature of the assessment object, then the cost approach is not acceptable in most cases;

profitable approach it is based on the definition of the current value of the object of the assessment as a set of future income from its operation. Based on this fact, it should be borne in mind that an income approach can be applied only for those vehicles that are used in production purposes;

market (comparative) approach based on the analysis of purchase prices and sales of vehicles currently in the moment on the primary and secondary markets. Since vehicles are products of mass consumption and the number of purchase and sale transactions are quite large, then the price information is stable and accessible. In the event that the appraiser has no information about the market price of a particular vehicle brand, it can, with the help of a market (comparative) approach, estimate the cost of an object based on the analysis of market prices of analogs. In this case, a direct sales comparison method is used. In addition, with a market approach, the method of specific price indicators can be used, the method of correlation models and the method of expert assessments. These methods are considered sufficiently detailed in determining the cost of machines and equipment in the previous sections of this methodological manual.

In addition, the assessment of the cost of vehicles is clearly regulated by "Methodical guidance to determine the cost of vehicles, taking into account the natural wear and technical condition at the time of presentation" No. RD 37.009.015-98. Changes No. 1 in 1999 were made to this document and No. 2 in 2000, which expanded the methodological opportunities in determining the wear of various nodes and aggregates, and also allow to adapt the desired and existing cost estimation techniques to modern technical parameters of vehicles and the conditions for their operation .

Consider several examples of using the recommendations described above.

Example number 1..

Determine the residual value of the car VAZ-2105

1. Initial data. In view of the inspection and determination of the cost, taking into account the cost of recovery and loss of commodity value, a passenger car VAZ-2105 "Zhiguli" of the release of 1999, mileage on the counter of the speedometer passed 48321 km., Inspection was produced in January 2006. The inspection found that the car was presented With disassembled emergency damage confirmed by the guide of the traffic police and to eliminate them, it is required: replacing the rear panel, repair number 2 of the rear right wing, replacing the rear right lamp. Refrigerators (cataphoths) 2 pcs. And the rear left lantern can be reused. Traces of previous accidents (repair influences), operational defects on damaged body elements were not detected. In addition to emergency damage, the body has the following operation defects:

Damage to the parallery coating of the lower front panel (point rash) without damage to the metal of the panel (defect 1);

Traces of stripping and surface corrosion spots on the front left wing (defect 2);

Damage to the paint coating 2 scratches with a length of 25 cm without damaging the metal panel on the front left door (defect 3);

Tensile upholstery, local cushion breaks of pillows and backrest left front seats (defect 4).

During operation, the following products were replaced (documented):

Tires are replaced in 2004 (marking) - 4 pcs., Spare wheel old with extremely allowable wear;

The rechargeable battery is replaced in 2003. (marking);

The windshield is replaced in 2000 (insurance company certificate).

2. Calculation of the residual value of the car presented.

2.1. Retail price (CR) VAZ-2105 car at the time of presentation - 85000 rubles.

Inspected car has standard complete setTherefore, the specified price is taken for the calculated (Ts'r):

2.2 To determine the percentage of car wear, the following data is set:

The mutual (PF) mileage is accepted in terms of the counter of the speedometer passed 48321 km., Since the speedometer is in working condition, external signs of opening the device and its drive are missing, replacement time rechargeable battery and tires correspond to medium-statistical resources, as well as service life and cargo car

The actual duration of operation (DF) is 6.5 years, adopted in accordance with the data of the technical passport of the car

Warning indicator (I1) for VAZ-2105 vehicle is 0.35% per 1000 km. Male (data from number RD 37.009.015-98):

The average annual mileage of the presented car is 7.43 thousand km. (PF / DF), which makes it possible to adopt an aging (X2) equal to 1.27% over the year of operation (data from number RD 37.009.015-98)

The percentage of wear (ITR) of the VAZ-2105 presented car is calculated by the formula (5.44), that is:

2.3 For upcoming calculations, we define individual wear (percentage of wear) of replaced components (I1)

The percentage of wear of four replaced tires accept without calculation to 25%. The spare wheel tire has a 100% wear (the tread height is less than 1.6 mm, the wear indicator is visible), and does not have a residual value, since under the terms "operation rules automotive tires»Such a busbar cannot be restored, but to ensure the safety of operation (GOST 25478-91) is subject to a mandatory replacement

Rechargeable battery installed 2 years ago and in accordance with Recommendations No. RD 37.009.015-98 have a 50% wear

Wear windshield In accordance with the changes to the Methodological Guidelines No. RD 37.009.015 - 98 equates to the general wear of the vehicle, due to the impossibility of its determination without special equipment

2.4 Calculation of the residual value of the car in its percentage of wear in the presence of replaced (updated) components produced by formulas (5.45), (5.46) and (5.47)

The residual cost of the car (PPE) without taking into account the costs of the replacements will be:

The cost of the vehicle, taking into account the costs of the conduct and the necessary replacements of components (PPE) will be:

(5.57)

Costs for the necessary substantive components at the time of car presentation, rub.,

Wear replaced (requiring replacement) components at the time of car presentation,%,

The number of replaced components (requiring replacement) of components, pieces.

In the case under consideration, the costs of replacing component parts are:

At the time of inspection:

The price of one tire (ESS) is 930 rubles.

The price of a new battery (WACB) is compiled 1400 rubles.

The cost of the tire replacement (removal / installation of the spare wheel, installation / disassembly of the tire, wheel balancing) with the normative time consumption of TN \u003d 0.88 normal-hour and average value of the norm-hour 280 rubles. will be: with s / sh \u003d 246 rubles.

The cost of replacing the rechargeable battery (removal / installation, preparation and fill of the electrolyte, charging) with normal complexity TN \u003d 1.1 normo-hour and average value of the norm-hour 280 rubles. will be: SZ / AKB \u003d 308 rub

Considering the above, we calculate the total costs of replaced (subject to mandatory replacement) components (cost of work and the price of details):

costs on need replacement Tires spare wheel ZS):

costs for replacement of the battery (SKB):

In this way,

In the calculation of the cost of a car, taking into account the costs of conducted (mandatory), the replacement is not included four tires replaced earlier, but reached at the time of inspection of the same wear with the car, and since they determine its completeness are fully taken into account in the calculation above.

2.5. In connection with the presence of a number of operational defects, it is necessary to adjust its cost, that is, to find the approximate value of costs (VD.E.) to eliminate the identified defects, taking into account their division into fully or partially subjective and subtract this value from the residual value calculated by the percentage Wear (PPE or, if, PPE).

We give a brief description of the defects detected during the inspection.

Defect 1. Dot damage to the paintwork without damage to the metal panel is detected. They may arise in objective and subjective reasons. Therefore, it is legitimate to attribute 25% of the costs to eliminate this defect due to the natural aging of the car (objective reasons). The defect is eliminated by the work of the outdoor color.

Defect 2. Footprints of Richtovka and corrosion stains on the front left wing panel are detected. In all likelihood they became a consequence of poor-quality repairs. The defect is eliminated by re-striking and performing work on outdoor color.

Defect 3. Difficult paintwork (scratch). Since damage is a consequence of mechanical impact, this defect can be considered a subjective factor. The defect is eliminated by carrying out work on outdoor color.

Defect 4. Tensile the upholstery of the driver's seat with multiple breaks on the seam should be partly (up to 25%) to the natural wear. Elimination of this defect is performed by replacing the upholstery of the pillow and the back of the seat.

2.6 The procedure for calculating and the value of the elimination of defects, taking into account the wear of the vehicle and the update effect, is set forth in Table. 5.19. The total amount of costs must be taken into account when adjusting the cost of the car, that is:

(5.59)

Table 5.19.

Calculation of the value of the cost of elimination of defects of operation (VD.E.)

Note.

1. Labor standards are adopted in accordance with the recommendations of the RD 37.009.027-93.

2. The cost of work is calculated at the cost of a norm-hour equal to 280 rubles.

3. Starting from Defect 2, only the works required to eliminate the defect under consideration and complementary work on the elimination of defect 1 were taken into account.

The total amount of the cost of elimination of operational defects is

(2066 + 2606 + 2002 + 835) + 891 + 1190 \u003d 9590 rubles

The cost of the car, taking into account the cost of eliminating operational defects (VD.E.) is:

62301 - 9590 \u003d 52711 rub.

2.7 The cost of the car must be reduced additionally, since the object is presented in disaster and requires restoration costs.

Calculation of the cost of recovery (BB) and the amount of compensation for the loss to restore the emergency car is made according to the following scheme.

The costs of performing repair and restorative work on emergency defects are determined (Table 5.20) at the calculation of the value of one norm-hour 280 rubles.

Table 5.20

Calculation of the value of the cost of eliminating emergency defects (BP)

Spare parts are determined (VD). For presented model of the estimated car, the cost of spare parts is:

rear panel - 1 pc. 650 rub.

rear Right Lantern Assembly - 1 pc. 540 rub.

Total costs for spare parts (VD) - 1190 rubles.

Considering the physical condition of the spare parts, we take their estimated wear coefficient (ITER) to 0.75

The costs of basic materials (VM) are determined

Source data for calculation in table. 5.21.

Table. 5.21.

Calculation of the value of the main materials (VM)

The total amount of the cost of restoring the presented car after an accident will be:

The cost of the car, taking into account the cost of recovery after the accident:

The magnitude of compensation for the damage to recover the emergency car will be:

in turn,

That is, at 288 rubles (10733 - 10435) less than the cost of repair, which is due to the partial update of the car - the installation of new parts instead of used.

2.8 Determination of the amount of additional TCs as a result of emergency damage and subsequent repair.

To determine the total (total) value of the additional TCB of the car, it is necessary to determine the size of the TCP on all available operating defects, emergency damage and repair effects established during the inspection of the car. The following defects of the assessment object were found, which affect the reduction of its commodity value:

Deformation of the back panel (replacement),

The deformation of the rear right wing (repair 2),

Traces of Richtovka and Surface Corrosion Spots on the front left wing (repair 3),

Damage to the parallery coating of the lower front panel (painting),

Damage to the paintwork (2 scratches with a length of 25 cm.) Front left door (color).

In addition, the body design and technology of work when performing the repair effects to eliminate listed defects and emergency damage causes the inevitable change in the product and technical condition of parts involved with repaired, which must be taken into account when determining the nomenclature of defects and repair effects that affect the reduction of common (total) Commodity value of the car.

To accurately take into account the influence of each damage (defect) or the repair effect on the value of an additional TCC, it is necessary to identify their belonging to the components of the total (total) value of the TCB (formula 5.54).

In the case under consideration, to determine the size of an additional TCB due to the repair (defects) of removable elements (WELL), it is necessary to take into account the repair of the 2nd left wing. The size of an additional TCB due to the repair (defect) of removable elements is determined by the formula:

(5.60)

From the act of inspection of the car it is determined that one removable body element is exposed to the repair exposure - the front left wing (M \u003d 1). Since this damage does not apply to the accident under consideration (it is the consequence of the previous accident), it should be attributed to the category of operation defects and in accordance with the norm according to it can be accrued to the TCB in the amount of no more than 50%, therefore, K \u003d 0.5 * K1.

When performing repair work 2, that is, eliminating damage to the use of heating (welding or repair of 1-part with a surface deformation from 20% to 50%), the coefficient K. takes a value to 0.6, hence K \u003d 0.5 x 0.6 \u003d 0.3.

On the price list of the manufacturer of the car we take the retail cost of the front left wing of the CPLC \u003d 630 rubles.

Thus, the size of an additional TCF due to the repair (defects) of removable elements (WELL.) Taking into account the repair of 2 front left wings will be:

Since (0.3 * CPLK< 0,7 * Цплк), то полученная величина может принята в качестве размера УТС в связи с ремонтом (дефектами) съемных элементов (Уэл.).

To determine the size of an additional TCP due to defects (repair, replacement) of non-removable elements or eliminate the skew of the carrier parts of the body forming its framework, (Decree), it is necessary to take into account the rear panel replacement and repair of the 2nd right wing. By Formula (5.52), the size of the TCB in connection with defects (repair, replacement, overcast, color full or partial) of the bodies will be equal to:

(5.61)

From the act of inspection of the car and calculating the cost of restoring the operational and consumer properties of the car, it is determined that two non-removable elements of the body are subjected to the repair exposure - the rear panel and the rear right wing. Since the car there are traces of previous emergency damage and repair effects and in accordance with the norm according to it can be accrued to the TCB in the amount of no more than 50%. When carrying out the repair work, the coefficient of changes in the value of the TCC, depending on the degree of wear of the car (K2), is adopted according to the data of the methodological manual No. RD 37.009.015-98. When calculating the percentage of car wear, ITR \u003d 24.7% coefficient K2 is 0.4, that is, K2 \u003d 0.4.

The coefficient of reducing inventory value depending on the type of repair of Ni, used to calculate the size of an additional TCB, when performing work on the repair (replacement) of non-removable elements forming the body frame (platforms, frames, strollers) or eliminating the skew of the carrier parts (Decree), is determined In accordance with the regulatory difficulty (TN) of the work performed, established by the manufacturer of the vehicle, at the rate of Ni \u003d 0.0007 * TN.

Regulatory laboriousness (TN1) on replacing the rear panel of the VAZ-2105 car according to the number of RD 37.009 - 92 is 5.15 more than an hour. The regulatory complexity (TN2) of the repair of 2 rear right wings of the car VAZ 2105 according to the number of RD 37.009 - 92 is 3.95 norm-hours. Hence,

To account for an additional reduction in commodity value when performing work, causing a violation of the quality of the factory vehicle assembly, such as the rear panel replacement, repair of the rear right wing, repair of the front left wing, is necessary to the calculated N1 coefficient obtained to take into account the influence of the main repair work Add a permanent coefficient, adopted in Table 5.18 (claim 8), taking into account the violation of the quality of the factory assembly (NSB. \u003d 0.01). From here

The retail price of the new car, taking into account the complex (CP), as is known, is defined in the amount of 85,000 rubles.

Thus, the size of an additional TCB in connection with defects (repair, replacement, distortion) of non-removable elements (Decree), taking into account the repair effects performed on the rear panel and the rear right wing will be:

In connection with the presence of traces of previous emergency damage and repair and repair effects, in accordance with the TCC rate is charged in the amount of 50%, that is,

Performance of repair effects related to the replacement of the body's body or its disassembly with a large volume of fittings and reinforcement works, ukuz. In this case, it is not required, that is, the ukuz. \u003d 0.

In accordance with the norms of the methodological guideline No. RD 37.009.015-98, the value of the TCB due to the implementation of the repair color (WAKR) for cars with a service life of more than 5 years is not fulfilled, but for the completeness of the example of the definition of the total (total) DTS value of this calculation Located below, as for a car with a service life of less than 5 years.

To determine the size of an additional TCB in connection with the performance of complete or partial body painting (body parts), WAKR. It is necessary to take into account the following defects, repair effects and changes in the product and technical condition of parts conjugate with repaired:

Damage to the parallery coating of the lower front panel,

Damage to the paint and varnish coating of the front left door,

Work on replacing the back panel,

Repair 2 rear right wings,

Repair 2 front left wings, coloring of the rear left wing.

From the act of inspection of the car and costing the cost of restoring the operational and consumer properties of the car, the technological need for applying a repair paintwork (outdoor color) to the lower panel front, left front wing, rear right wing, rear left wing, front panel, front left door. In accordance with the norm in the presence on the details not affected by the accident under consideration, traces of previous accidents (repair painting, corrosion), the value of an additional TCB is reduced by 50%. DTS on the difference is not determined.

The size of an additional TCB in connection with defects (colorful full or partial) individual elements of the car (or body as a whole) will be determined by the formula:

(5.62)

When carrying out the repair work, the coefficient of changes in the value of the TCC, depending on the degree of wear of the object (K2), is adopted according to the methodical guidelines No. RD 37.009.015-98. With an estimated percentage of car wear equal to the ITR \u003d 24.7%, the K2 coefficient is 0.4.

The coefficient of a reduction in commodity value depending on the type of repair of Ni, used to calculate the size of an additional TCC, when performing work on the full or partial color of the vehicle (WAKR), is determined in accordance with the regulatory complexity (TN) of the work performed established by the car manufacturer At the rate of Ni \u003d 0.001 x TN. Regulatory complexity (TN) is adopted according to CD 37.009.027-92 for VAZ-2105 car. (TN and NI values \u200b\u200bfor a specific situation are presented in Table. 5.22).

Table 5.22.

Source data for calculating the coefficient of price value reduction.

Retail price (CP) of a new car, taking into account the configuration, is 85,000 rubles. The size of an additional TCB in connection with the performance of complete or partial color of the body (body parts) (UOCR) is determined by the formula:

In accordance with the norm in the presence on the details that were not affected by the accident under consideration, traces of previous accidents (repair color, corrosion), the value of an additional TCB decreases by 50%, the TCP on the difference is not determined. In this way

The total (total) value of the additional TCC of the car as a result of emergency damage and subsequent repair effects is determined by the formula (5.53):

5. The residual cost of the VAZ-2105 car, taking into account the natural wear and technical condition at the time of presentation, is:

(forty-one thousand one hundred nineteen rubles).

Example number 2.

Prepare an act of inspection of a vehicle.

Presented for inspection of the car GAZ 3110 "Volga"

Inspection time 10 hours 00 minutes

The inspection site is parking at the place of residence.

Me, an expert engineer, Ivanov A.I. It was made to inspect the car GAZ 3110 "Volga" production of Russia. Release car 1997, state license plate A 777 tons 78, engine number V0034550, body number V2266571, Identification number (VIN) 311000V2266571, Body color Blue, Mileage 45000 km. , technical passport (registration certificate) Series AM number 133465. The car belongs to Kozlov Vasily Andreevich under the rights of ownership, living at St. Petersburg, ul. Queen, 1, Corp. 1, square. 10.

When inspection is installed: Serial car, standard equipment, without steering power steering. There is no additional equipment. Date of the first sale of the car February 4, 1997. The car was operated in the road-climatic conditions of the North-West region of Russia (2 category of operation). The nature of operation is seasonal. Engine room, color and body number, etc. The identification number and number of the state registration, located on the vehicle under consideration correspond to the entries in the passport of the vehicle and the traffic police certificate about the road accident (accident), the nature and list of damage to the car corresponds to the records in the traffic police certificate about the accident. Car damage does not interfere with checking the work of aggregates, nodes and systems. The second participant of the accident Smirnov D.D. invited the owner of the car to participate in the inspection of 25.01. 2007 for 10 o'clock 00 minutes (notification of the award of telegram No. 324 dated 21.04.2006.

The car has the following operation defects: Operational defects on the inspected car were not detected.

The car as a result of the accident received the following damage.

The hood in the right front part is 35% of the surface area with a geometry disorder.

The geometry of the hood opening is broken.

Deformed over the entire surface area with the formation of sharp folds, metal extracts and geometry disruption Front right wing.

Deformed by the radiator cladding mudguard, the top panel of the radiator cladding, the right radiator shield, casing right headlight, Radiator cladding right amplifier, right amplifier bracket, right front wing mudguard.

Deformed in the front of the spar of the supermotive right frame.

The front right door is deformed in the front, where the outer and inner panel of the door are conjugated (there is a small metal extract).

The front plastic bumper is damaged, the front right and left bumper bracket, the tower of the steering trapezium, the right block headlight, the right front direction indicator, expansion plastic tank, the rubber cladding.

When inspected, attended:

Signature

Signature

Car owner ______________ signature

Expert opinion: The car is faulty, has lost its commodity, consumer and operational qualities. To bring the car in line with the requirements of the Rules road RF, State Standard GOST 25478-91 " Motor vehicles. Technical requirements for traffic safety conditions. Verification methods ", it is necessary to perform the following work on the restoration of consumer and operational quality of the car:

I will open the hood - eliminate the skew (simple skew),

Front right wing - replacement,

Radiator facing mudguard - replacement,

Upper radiator facing panel - replacement,

Radiator's right panel - replacement,

Casing of the right headlight - replacement,

Radiator facing right amplifier - replacement,

Right Amplifier Bracket - Replacement,

The mudguard of the right front wing - replacement,

Front bumper (plastic) - replacement,

Right and left brackets front bumper- Replacement,

Tower steering trapezoid - replacement,

Right block fara-substitution,

Right Front Rotation Index - Replacement,

Expansion tank (plastic) - replacement,

Radiator cladding - replacement,

Lonator Lonator Rama Right - Repair No. 3,

Right front door - Repair number 2,

Hood - Repair number 2.

The nature of damage suggests that hidden defects are possible in the front suspension, the cooling system, the lubrication system.

The inspection of the car is made in accordance with the requirements of No. 37.009.015-98 "Methodical guidelines for determining the cost of a vehicle, taking into account the natural wear and technical condition at the time of presentation". 2015.009.024.92 "Acceptance, repair and output from repair of car body Autotechnical service, "judicial autotechnical examination. Part 2. Theoretical foundations and methods of expert research in production autotechnical examination. Manual for experts - car vehicles, investigators and judges. "

The nomenclature of the requirements for the technical condition of the car, the norms of parameters and the list of work are adopted in accordance with the State Standard GOST 25478-91 "Motor vehicles. Technical requirements for traffic safety conditions. Verification methods "; RD 37.009.026-92 "Regulations on the maintenance and repair of motor vehicles belonging to citizens (cargo and passenger cars, buses and minitractor"; regulatory, technological and prize-forming documents: a collection of labor-intensive standards for pre-sale preparation, maintenance and repair of passenger cars manufactured gas and a collection of prices for spare parts for passenger cars gas, Issue 11, 1999.

Act is compiled by outdoor inspection.

Engineer Expert Ivanov A.I. (signature)

Example number 3.

Determine the magnitude of the loss of commodity value (TCC) of the vehicle as a result of damage and subsequent repair and prepare the appropriate conclusion.

Presented car GAZ 3110 "Volga" production of Russia. Year of release 1997, State license plate A 777 to 78, engine number V0034550, body number No. V2266571, Identification number (Win) 311000V2266571, Body color Blue, Mileage 45000 km, Technical passport (registration certificate) Series AM number 133465. The car belongs to Kozlov Vasily Andreevich for the rights of ownership, living at St. Petersburg, ul. Queen, 1, Corp. 1, square. 10

The conclusion was prepared on the basis of an act of inspection of a car No. ... of January 25, 2007. and certificates of traffic police No. 126 of January 17, 2007.

When preparing the conclusion used:

"Methodological guide to determine the cost of vehicles, taking into account the natural wear and technical condition at the time of presentation" No. RD 37.009.015-98.

Collection of prices for spare parts for passenger cars GAZ, Issue 11,1999g ..

Collection of labor-intensive standards for pre-sale preparation, maintenance and repair of passenger cars produced by GAZ.

Additional data required to prepare a conclusion:

Retail price of the CP car \u003d 105540 rub.

The percentage of car wear is 15.7%.

The coefficient of changes in the value of the TCB depending on the degree of wear of the parts. For our particular case K2 \u003d 0.58 (see the application of the Methodological Guide No. RD 37. 009.015-98).

Determination of the loss of commodity value (TTS) of the presented car.

1. Determination of the BTS size due to the repair of removable elements of the body forming the framework, is made on the basis of the data Table. 5.20 and is calculated using the formula:

(5.63)

Table 5.23.

Data for calculating the size of the CTS due to the repair of removable body elements

When calculating the TCB removable parts, it is necessary to keep in mind that there is a limit according to which the TCB removable part cannot be greater than 0.7 from the retail price of the part. In this case, this restriction is not achieved and therefore in Table. 5.20 The last column is not filled.

2. The size of the TCC is due to the repair or replacement of the carrier parts of the body forming the frame (Decree), define using the data of the table. 5.20 and formula:

(5.64)

- The coefficient of changes in the value of the TCB depending on the degree of wear of non-removable parts of the body,

- price part,

- The overall coefficient of reducing TCB on performed works related to the repair of non-removable body parts

When calculating the TCB from repair (replacement) of non-removable body elements, there is a limit on the value of the total ratio N about., Which cannot exceed 0.15. In this case, this restriction is not achieved.

The skew of the Kuzov Frame also reduces the product cost of the object. To calculate the reduction value, we use the data table. 5.24.

Table 5.24.

Source data for calculation

When eliminating the skeletal of n \u003d n Max and therefore, the TCB is due to the repair or replacement of the carrier parts of the body forms forming the framework and the elimination of the distortion is determined as follows:

3. Determine the size of the TCB due to the execution of the repair color using the Table data for this. 5.25 and formula 5.64:

Table 5.25

Source data for calculation.

To take into account the difference with partial coloration of the body according to paragraph 5.10 of Methodical Recommendations No. RD 37.009.015-98 it is necessary to add a permanent ratio of 0.005 to the total factory:

4. Determine the size of the TCB due to the large volume of fittings and reinforcement work.

The complexity of work on disassembly - assembly according to the conclusion about the cost of repair is 26.95 norms-hour. Based on this data:

To account for the violation of the quality of the factory assembly according to paragraph 5.10. Methodological guidance No. RD 37.009.015-98 It is necessary to the ratio n to add a value of 0.01:

The total loss of the vehicle value of the car is:

(four thousand four hundred five rubles thirty one kopeck).

The topic of a fair assessment of the restoration repair remains acute, despite the fact that the Bank of Russia more than a year ago approved the "Unified Methodology for determining the amount of expenses for restoration repairs against a damaged vehicle". With the help of our expert Sergei Zubrissik, try to figure out how it works, on a specific example.

Sergey Zubrister

he graduated from the Moscow State Engineering University (Mami) in 1968, from 1970 to 2005 he worked in the Ministry of Internal Affairs of Russia, currently he is a professor at the Moscow State Engineering University (Mami) of the Department "Cars and Transport and Technological Systems".

Consider how the size of the cost of recovery repair of a damaged vehicle (TC) is calculated in the case of an accident on the CTP:

• car - Chery T11 Tiggo;
• year of release - 2009;
• mileage - 85251 km;
• dTP Date - July 18, 2015

When calculating, the "Unified Methodology for determining the amount of expenses for restoration repairs in relation to a damaged vehicle", approved by the Bank of Russia on September 19, 2014 No. 432-P (hereinafter referred to as the Unified Methodology or Methodology).

The technique is mandatory for use by insurers or their representatives, if they independently conduct an inspection, determine the rehabilitation costs and pay insurance indemnity in accordance with the Federal Law "On Compulsory Insurance of Civil Liability of Vehicle Owners", technical experts, expert organizations in conducting an independent technical expertise vehicles, judicial experts when conducting a forensic examination of vehicles appointed in accordance with the legislation of the Russian Federation in order to determine the size of the insurance payment by the victim and (or) the cost of restoration repair of the vehicle under the contract of compulsory insurance of civil liability of vehicle owners.

According to pp 3.1. and pp 3.2. The purpose of the Unified Methodology is to calculate the cost of restoration repair, the establishment of the most likely value of the costs needed to bring the vehicle to the state in which it was located before the road accident. The list of damage to the vehicle as a result of an accident is determined with the primary inspection of the damaged vehicle and can be specified (supplemented) when conducting additional inspections.

According to pp 3.3 Unified Methodology The size of the cost of recovery repairs is determined at the date of the road accident, taking into account the conditions of economic regions.

According to pp 3.4. Unified methodology The size of the cost of recovery repair is determined taking into account the wear of components (parts, components and units) to be replaced during replacement repair TS: "... relative loss of the cost of components (parts, components and units) of the vehicle, their functional characteristics and resource During operation, characterized by the wear indicator ... "In accordance with a single methodology, the size of the cost of recovery repair of the damaged vehicle is determined taking into account the costs of the materials and spare parts necessary for the repair of the vehicle, as well as expenses for the payment of work on the restoration of vehicles.

Calculation of the size of expenses (in rubles) for recovery repairs is made by the formula:

With BP = R R. + R M. + R zh. (1)

With BP - repair cost (restoration costs);

R R. - expenses for the repair of the vehicle;

R M. - the cost of materials;

R zh. - Expenses for spare parts used instead of damaged parts (nodes, units).

The main and most difficult issue was the calculation of the depreciation of nodes and aggregates of the vehicle. According to Chapter 4 of the Unified Methodology, the wear of all components of the TC is calculated by the wear of the vehicle as a whole. But in fact, there are a number of nodes and aggregates of TS, which are not subject to or practically not exposed to depreciation and have a service life throughout the entire service life of the vehicle, but which may be damaged during an accident. We should also not forget that there are different conditions Operating car, exploitation and care of the vehicle by the owner. In other words, the general approach here is not applicable. Proposals for the solution of this issue today, for example, an individual assessment of the state of the vehicle, both external and technical, at the conclusion of the CTP agreement.

According to the requirements of P.P. 4.1. Unified technique, "When calculating the size of the cost of restoration repair, the cost of repair decreases by the amount of wear size to be replaced by components (parts, assemblies, aggregates), the wear of the remaining components (parts, nodes and units) of the vehicle is calculated by the following formula:

AND ki.- wear of the component (parts, nodes and aggregate) (percent);

e is the basis of natural logarithms (e ≈ 2.72);

Δ T - the coefficient that takes into account the effect on the wear of the component product (part, node and unit) of its age;

T ki - the age of components (parts, nodes and aggregate) (years);

Δ L is a coefficient that takes into account the effect on the wear of the component product (part, node and unit) of the mileage of the vehicle with this component product;

L ki - mileage of a vehicle with a component (part, node and unit) (kilometers).

The values \u200b\u200bof the coefficients Δ T and Δ L for different species Vehicles are shown in Appendix 5 of this technique.

In our case under consideration, on the example of the car Chery T11 Tiggo, the values \u200b\u200bof the above coefficients will be the following:

T ki \u003d 6 (years);

L Ki \u003d 85.25 (km).

P.P. 4.3. This technique establishes the following: "... The service life of the components (parts, nodes, unit) to be replaced is calculated in years (using whole values \u200b\u200band the use of rounding in accordance with the rules of mathematics) from the date of operation of the vehicle or the date of replacement of such component product. If the exact date of the start of operation is unknown, it is accepted on January 1 of the year of release. " Substituting these coefficients to equation (2), we get:

It follows that when calculating spare parts, we will take into account the wear of nodes and TC aggregates, equal to 44.52%.

When calculating the cost of spare parts, the following search criteria should be remembered, described fully in P.P. 7.2.1., Namely: "... Collecting source information on prices for spare parts for the formation of a common array of price sample, including the prices of the maximum available number of positions of spare parts (parts, assemblies, units) contained in vehicle manufacturers catalogs, It is carried out according to publicly available sources (for example, price lists, information databases) of retail and wholesale prices for supplies and / or sales of spare parts in the Russian Federation; ... If there is a possibility of choosing the price of the "original" part, the minimum (in the case of two prices) is selected or the closest to the minimum, but not minimal (in case of selection of three or more prices). And also: "... From the entire array, obtained from observations of prices at the end points of sale, for each spare part (parts, nodes, unit) from each price group is selected (and not calculated) one price is average. The sample is recognized as sufficient if there are three meanings in it ... ".

In our case, the search for spare parts passed on August 13, 2015. Calculation of the average cost of spare parts and aggregates and the exhaust calculation is displayed in Table1.

Table 1

• the cost of nodes and parts is 40779,73 rubles;
• the cost of nodes and parts taking into account the wear of 22624,59 rubles;

Calculation at the cost of the norm-hour is made according to P.P.7.2.2 of the Unified Methodology. When calculating, the following points described in a single methodology are taken into account: "... information is collected from all available sources at prices for the work of the main brands of vehicles ... In the sample of more than 10 values, in the presence of three or more repetitive prices, the most common price is selected. In the absence of repeated prices, the price is selected corresponding to the middle of the variation series ... "

According to the foregoing, we need to explore the service market of car services in the Moscow region specializing in this brand of the car or on the vehicles of the class under consideration, and determine middle Cost Normo hours of work. The cost of the norm-hour in the Moscow region is displayed in Table 2.

table 2

From Table 2, we see that the cost of the normo-hour car service, equal to 1000 rubles, repeats three and more times.

In determining the laboriousness of work on the repair of the vehicle, according to P.P. 3.8.1. The unified technique is used by the regulations established by the enterprise - the manufacturer of the vehicle, and in the case of their absence, organizations engaged in the normalization of vehicle repair technologies. And in the absence of such documentation regarding the vehicles of foreign manufacturers, the integrined performance of labor costs for the rehabilitation works of the TC, given in Appendix 3 to the present unified methodology, are used.

The calculation of the size of labor costs for the restoration operations of the TC is given in Table 3.

Table 3.

Total: the cost of restoration of 12,700 rubles.

The calculation of the cost of painting works is displayed in Table 4.

Table 4.

Total: the cost of painting works 5700 rubles.

According to paragraph 3.7.1 and paragraph 3.7.2 of the Unified Methodology, the calculation of the size of the size of painting materials is made using systems (for example, AZT, DAT-EUROLACK, MAPOMAT) contained in software automated complexes used for calculation. In the absence of such databases, "the determination of the value of the material is carried out by the method of statistical observation conducted among economic entities (sellers) operating within the economic region corresponding to the traffic accident".

In our case, the calculation of the consumption of materials was carried out using specialized programs by employees of professional painting car repair shops. It is 10343 rubles.

Substituting all the calculated data in formula (1), we obtain the cost of the restoration work of our car Chery T11 Tiggo

The size of the cost of restoration and repair of the vehicle without taking into account the wear:

The size of the cost of restoration and repair of the CU, taking into account the wear:

According to Article 12 of the Law on CTP 177, "the victim is entitled to choose a service station from the maintenance stations proposed by the insurer, with which the Insurer concluded contracts." In this article, nothing states that the victim has the right to choose the service station on its own, "to his taste."

But, nevertheless, it can be seen from the calculations that the difference between the amount obtained in the calculation according to the Unified Methodology and the amount of reducing repair will be:

This is 26.11% of the amount that will go for complete repairs. The difference between the cost of repairing damaged vehicles and the size of the insurance payments is paid independently. If the victim does not agree with this amount of the payment and does not want to pay the maintenance stations by the difference between the insurance payment and the cost of repair, then it can act under Article 1072 of the Civil Code of the Russian Federation: " Entity Or a citizen who insured his responsibility in the order of voluntary or compulsory insurance in favor of the victim, in the case when the insurance compensation is not enough to fully compensate the damage to the difference between the insurance compensation and the actual amount of damage. " Consequently, if the victim feeds to the court, and the wines of the culprit of the accident is proved, then, most likely, he will win a lawsuit, but before that the victim should pay the state duty according to the tariff grid. The calculation of the state duty is made from the amount of the claim in the following formulas:

• with the amount of the claim to 20,000 rubles. The size of the state duty is 4%, but not less than 400 rubles;
• with the amount of the claim from 20001 rubles. up to 100,000 rubles. The amount of state duty in court is determined by the amount of 800 rubles. and 3% of the amount exceeding 20,000;
• with the amount of the claim from 10,0001 rubles. until 200,000 rubles. The size of state duty in court will be 3200 rubles. plus 2% of the amount exceeding 100,000 rubles;
• with the amount of the claim from 200001 rubles. up to 10,000 rubles. The size of the state duty will be 5,200 rubles. and 1% of the amount exceeding 200,000 rubles;
• finally, with the amount of the claim more than 10,000,000 rubles. The size of the state duty is determined by the addition of 13,200 rubles. and 0.5% of the amount exceeding 1,000,000 rubles, but not more than 60,000 rubles.

In our case, the amount of the claim is 18155,14 rubles., Therefore, the amount of state duty will be 726.21 rubles.

A citizen opposed to a lawsuit against the court, since his wines in an accident fully proven, will be obliged to pay the victim not only the amount specified in the lawsuit, but also the amount of state duty, and other costs associated with the trial. So, in our case, the culprit of an accident, insured his car on the CTP, will be forced to pay the victim to the amount equal to.

Published in the journal "Moscow Appraiser", №4 2005

Andrianov Yu.V.,director of the Scientific Center of the State Research Institute road transport (NIIAT) Ministry of Transport of Russia, K.T. n.

Shabelnikov S.N.,head of the department for estimating the cost of repair of cars after an accident (technical center Bentley Moscow)

When evaluating damage from damage to vehicles, as well as during the independent technical expertise of the vehicle during the CCOS, one of the most important tasks is to establish methods for calculating the cost of repairing a damaged vehicle. The solution of this task is particularly relevant to the elements of the body and plumage made from the sheet material that are most often damaged in road traffic accidents.

The laboriousness of the work and the cost of materials on the repair of injuries of body elements and plumage made from sheet material is mainly dependent on the initial (installed manufacturer) of the structural characteristics of the element in the damage zone, on the type of deformation of the element and the area of \u200b\u200bdamage. These indicators determine the choice of methods and technology to eliminate damage and characterize the maintainability of the elements. The first two indicators are qualitative, therefore, for structured damage and the possibility of unambiguous accounting of these descriptions, when calculating the complexity of works and the cost of repair materials, the development of a comprehensive classification of damage is necessary. This classification is carried out on two features:

• the initial structural characteristics of the body element of the body and the plumage in the zone of damage - the surface shape and rigidity of the element;
• the degree of deformation of the body element of the body and plumage.

According to the initial structural form of the surface and hardness of the leaf element of the body and the plumage in the damage zone, three species shown in Table 1 are distinguished.

Table 1 Classification of the initial (installed by the manufacturer) design characteristics of the element in the damage zone

The sheet element is considered tough, if it does not bend under the effort attached to the grinding or grinding during grinding (grinding device for manual grinding, to the sole of which the grinding skin is attached; grinders - an electric or pneumatic tool with a vibrating platform to which the grinding skin is attached) . This rigidity is ensured if the zone of the leaf elementary element is between no more than 400 mm from each other by the structural ribs of stiffness or points of fastening the sheet element to the inner frame by welding or rolling.

The surface has a minor curvature if the deviation of the surface from the tangent to any of its point is no more than 5mm per 100mmmdlinn tangent. The surface has a significant curvature if the surface deviation from the tangent in separate surface points is more than 5 mm per 100 mm of tangential lengths.

The deformation of the elements of the bodies of the plumage of their damage is divided into three groups. The group P 1 includes insignificant damage to the surface of the element (scratches, small dents), which did not cause changes in the structural form of this element. The second group P 2 includes damages that caused a smooth deformation (without folds and the elements) of the element without stretching the basic material. The third group of P3 includes damage characterized by complex deformation of the element with a stretch of the base material, with a significant change in its design form, the presence of folds and chances.

Based on the use of a comprehensive classification of damage and results of the studies, the dependence of the complexity and value of materials for the repair of body elements and the plumage of vehicle made from sheet material are established on the degree of deformation of these elements, the design form of the deformed elements and the area of \u200b\u200bdamage. The value of the complexity of the repair, depending on the specified factors, shows Table 2, and the value of the material for repair materials, in the composition of which, in general, the surface cleaner (degreaser), the napkins are wipes, the skin is grinding in the form of sheets, circles and strips, a polyester sputtener, solvent for Washing equipment, painted tape, are shown in Table 3. At the same time, the cost of repair materials in Table 3 is indicated by the state as of January 1, 2005 and is further adjusted with the level of inflation.

Labor-intensity of work on the maintenance of body elements and plumage (normo-hour)

table 2

Cost of materials for the repair of body elements and plumage (rub.)

Table 3.

The dependences given in Tables 2 and 3 allow you to calculate the total cost of repairing the elements of the body and the plumage of the vehicle made from the sheet material. In addition, these dependencies allow you to establish which method of eliminating damage is economically advisable: repair or replacement of a damaged element.

Determining the complexity of dissemination and assembly work on the replacement of certain types of removable elements and their fasteners is possible taking into account the recommendations of the table 4.

Average relevant standards for the complexity of individual collapsible assembly operations

Table 4 Definition of labor intensity of work on the replacement of non-removable elementacking and plumage using semi-automatic welding is recommended by the formula:

where: t R.- laboriousness of replacing a non-removable (welded) element of the body of the body, normo-hour;

L. CP - the full length of the welded connection of the element, cm;

L Tch.- distance between welding points, cm;

t sun- the complexity of drilling one welding point, norm-hour (recommended value of 0.02 norm-hours);

t zchv- labor intensity of stripping by an abrasive disk of one dried point, norm-hour (recommended value of 0.02 norm-hours);

t Support- the complexity of drilling one hole in the new element of body and plumage under welding semi-automatic, normal-hour (recommended value 0.01 norm);

t weld- theought of consumption of one point, normo-hour (recommended value 0.01 norm-hour);

t zchp- laboriousness of stripping by an abrasive disk of one welded point, norm - hour (recommended value of 0.01 norms-hour);

t PZ.- the complexity of the preparatory and final operations of replacing one non-removable (welded) element of the body and plumage, norm-hour.

In the complexity of preparatory and final operations t PZ. Mandatory sealing of welded joints should be taken into account with a special sealant.